I use Elavon from costco, if you are executive member, there is no monthly fee and rates star at 1.2% and the rent for the device is $8 a month, it never ask about credit or debit, whenever it detects a debit it ask for the pin and credit ask for signature.
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I did drop my STAR application at the mail box July 19th… and today when I was doing a inspection with out knowing it was a STAR, so a message appear saying: this is a direct vehicle… but it didn’t say “you can continue with the inspection but a certificate won’t be issue” so I find out my station is STAR certified. It took 8 days since I drop the application in the mail to get certified. So happy!